Since being made homeless at 16 I've been living on a shoe-string budget; now 5 years on me & my shoe-string are taking the big leap into university, student loans and all that entails. This blog is just a place to piece together my thoughts.. I'm envisioning a collection of tips and tricks I've picked up along the way, mixed in with the occasional note-to-self, but knowing me I'll end up with a load of rants and ramblings on the subject of money.